Better Credit
Starts Here.

You can see results in as little as 30 days. We recommend to stick with the process for 6 months unless you achieve your desire results sooner. Do not be discouraged if you do not see results after your first round. This is expected. It takes many rounds of back and forth disputes before you may see results. This because our process is designed to get more aggressive with each round. We actually expect for the bureaus to not respond to the first 2 rounds and that is what we want as it helps us to use our most aggressive tactics. You will also have access to our attorney services as well but you must allow us to go through the dispute process before we can move forward with litigation.

When you sign up with our team, you gain access to free attorney services and our proven credit repair process. We begin by sending dispute letters on your behalf to challenge inaccurate accounts and errors on your credit report, helping to legally remove items that don’t belong. However, credit bureaus and creditors sometimes ignore these disputes, failing to correct the errors. If this happens, you may be eligible to file a lawsuit and potentially receive compensation of $1,000 to $2,500. After the third round of disputes, if no changes have been made, our attorneys will review your case at no additional cost, and if they identify violations, they will take action on your behalf. Our litigation services are completely free of out-of-pocket costs, backed by proven expertise — our attorney's have successfully helped over 78,000 clients since 2010. With a 100% success rate in correcting legitimate credit report errors. You can also be compensated ranging from $1,000 to $2,500, along with a corrected credit report.

We will provide the best method for removing inquiries. We do not dispute inquiries as there are more effective methods for removing them. Disputing inquiries is not included in your package and you will need to follow the steps of the guide that we provide to you.

I first started my credit repair agency 7 years ago and I would provide free consultations prior to anyone signing up. Due to federal regulations, that has changed. Under the new federal regulations, we can't speak to prospective clients on the phone at all or send any text messages. We are to have NO contact with you until you sign up. After you sign up, we are then able to call, text, zoom and provide the consultation. You may see other credit repair agencies still taking phone calls or doing consultations. They are NOT in compliance with federal law. If they aren't keeping up with the ever changing federal laws, how are they keeping up with consumer laws as it pertains to your credit? Once you become a client, you will have our phone number, access to an app to track your progress, a chat within the app, and our email.

We often hear this important question. Removing a collection or charge-off from your credit report does not eliminate the actual debt. These entries being removed can positively affect your credit score by making your credit report look cleaner, but the underlying debt remains unless it has been paid or settled. Creditors or debt collectors may still pursue payment. It's essential to address any outstanding debts directly to avoid future collection attempts or potential legal action. Our team is here to guide you through these complexities and develop an effective strategy for managing and resolving your debts.

Our goal is to help you improve your credit profile through strategic and advanced dispute techniques. While we strive to remove inaccurate, outdated, or unverifiable negative items from your credit report, it's important to note that not all negative entries can be removed. Items such as correctly reported late payments, collections, or bankruptcies may not be able to be removed. Legally, NO credit repair agency can make guarantees that an item can be removed. We can only use our expertise to dispute the errors we find to get you the best outcome possible. Courses and templates you find on the internet may be outdated, where as we able to tweak our process to get you the most results.

This depends on many different factors. Deleting negative accounts does not always raise your score! There are times that your score will actually drop as items are deleted from your credit report. Your custom plan will include what needs to be done to raise your credit score. Your success will depend on the work we do as well as the work you are required to do. Your credit score is going to depend on these factors: 1. Your negative accounts and collections 2. Your credit utilization. Credit cards over 30% of the credit limit will lower your credit score. 3. The history and age of your credit accounts. You need at least 7-10 years of history to have a high credit score. If you close an account or an old account is removed, it may drop your score as it lowers the average age of your credit accounts. 4. Having a good credit mix. If you do not have ANY positive accounts, your credit score will decrease in this process. You will need positive accounts in order to increase your credit score. I recommend to have at least 3 credit cards and 1 loan to get to a 650 and above. You will learn why this is important in the program and I will provide accounts you can add right away to start building your credit score. 5. Recent late payments or new negative accounts. Sometimes your score will drop because a new collection account is added or you have a new late payment on an account. 6. New positive accounts are opened. If you get a new unsecured credit card or loan, it will temporarily drop your credit score. These are just some factors that can cause your score to increase or decrease. As you can see, only the first item is affected by our process. The rest depends on you adhering to the plan that you receive in order to see the most increase in your score. My proven formulas and plans have helped many to achieve high credit scores. You could be next.